1 Annual Percentage Rate (APR)
Rates and terms effective as of 03/1/2021. All AAA loan promotions, rates, terms and conditions are subject to change at any time without notice. Mortgage, home equity, credit card and open-end loans are not eligible for this promotion. Promotion cannot be used to re-finance a current AAA auto loan. Additional terms and restrictions apply. Other loan rates available. Subject to borrower qualification. Advertised rate assumes a 0.25% discount when you set up automatic payments from any checking or savings account. Offer valid on personal vehicle loans only. Offer ends 3/31/21. Criteria to receive the stated APR: Loan term 48 months or less, vehicle model 2020 and 2021 new or used models, with an excellent credit score. Borrower pays any closing costs. Auto Club Trust, FSB uses a managed credit program and final APR is dependent on your credit score. An auto loan with an APR of 2.39% for a $20,000 loan at a term of 48 months, your monthly payment would be $437.
2 Interest charges will accrue from the date of loan.
AAA covers all of your auto loan needs
Finance a new car purchase.
No hassle No haggle.
Car buying made easy for new & used cars.
Refinance an existing auto loan.
AAA Auto Loan Calculator3
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See the discounted rate with Automatic Payments
Auto loan rate as low as
APR1
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Additional loan rates and terms available. Terms available up to 84 months.
How AutoSource Works
Car Buying Made Easy
Whether you're in the market for a new or used vehicle, AAA Colorado AutoSource is here to help.
If you're looking for a new car, we'll find it for you, arrange a test drive at a AAA Colorado Store and negotiate the price for you. If you're looking for a used car, we'll find it for you or you can shop our selection of used cars from our showroom.
With AAA Colorado AutoSource, there's no need to step into a dealership.
Frequently Asked Questions.View all FAQ's
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Protect your purchase with AAA
We are proud to offer our members discounted protection plans without dealer markups that are financed right into your auto loan. Our Guaranteed Asset Protection Waiver is just $299 total, which only adds about $6.64 to your monthly auto loan payment (for a 48 month loan term).
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Disclosures
3 Auto Loan Calculator
This calculator is for informational purposes only and does not guarantee an offer or loan approval. Actual terms will vary.
AAA Protection Plans
Protection plans are available on eligible loan products.
Guaranteed Asset Protection (GAP) Waiver
Your purchase of the AAA Guaranteed Asset Protection (GAP) Waiver is optional. Whether or not you purchase the AAA GAP Waiver will not affect your application for credit or the terms of any existing credit agreement you have with the bank. The total fee for the AAA GAP Waiver is $299.00. Adding the lump sum of the fee to the amount you borrow will increase the cost of the AAA GAP Waiver. You may cancel the AAA GAP Waiver within 60 days and receive a full refund. You have the right to cancel the AAA GAP Waiver in the following circumstances: You may cancel the AAA GAP Waiver within 60 days if you have not made any request for benefits using the AAA GAP Waiver. The bank has no right to cancel the AAA GAP Waiver. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under the AAA GAP Waiver. You may find a complete explanation of the eligibility requirements, conditions, and exclusions in paragraphs covering Agreement Limitation on page 2 of the GAP Waiver agreement.
Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender. Member FDIC. Equal Housing Opportunity Provider.