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Welcome to Life in Colorado!

As Coloradans, we get to see some pretty unique things in our great state:

  • Baseball-size hail from violent thunderstorms
  • Giant potholes that appear at the last minute
  • Elk or other four-legged creatures attacking our cars

All of these things, plus the scenarios we mention below, make it important for AAA to be there when you need us most.

Contact us today and see how you can save up to 25% on auto insurance and up to 25% on home insurance when you bundle.*

Fill out the form and an expert, local agent will reach out to you shortly.

Life in Colorado Roadmap

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Learn about all the Life in Colorado scenarios below. Plus, don't forget to switch to AAA Insurance today and save up to 25% on your auto and home insurance!

Catalytic Converter Theft

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According to The Denver Post, Denver has seen a 1600% year-over-year increase in catalytic converter theft. We keep you covered... whether it's catalytic converter theft or other auto vandalism.

Sun Glare

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Because of blinding sun glare, the time period just after sunrise and just before sunset are two of the most dangerous times of day for Colorado drivers. We keep you covered... whether it's at sunrise or sunset, or nature's other little tricks.

Ice & Snow

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On October 10, 2019, more than 300 car crashes occurred in just ONE day from icy and snowy roads. - The Gazette.

We keep you covered... whether it's slippery slopes or other bad road conditions.

Holiday Mishaps

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Throughout the holiday season, the number of parking lot accident claims continue to be above average, according to the National Safety Council.

We keep you covered... whether it's door dings or other holiday shopping mishaps.


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According to the National Weather Service, Colorado has experienced wind gusts over 140 mph over the past 5 years.

We keep you covered... whether it's tree branches or other flying objects.

A marmot chewing on soybean-based insulation underneath a car.


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A fact from CarandDriver.com tells us that certain cars use soybean based insulated wires that can be an irresistible treat for some small animals. Next time you park your car to go hike one of Colorado's beautiful 14ers, or leave your car parked for a while some where, beware of these hungry critters!

We keep you covered... whether it's vandalism or just a hungry critter.


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During mating season, elk become more aggressive, which can lead to more collisions with cars. In Colorado, the average cost of an animal collision is $5,000 according to AAA Insurance.

We keep you covered... whether it's elk or other courageous wildlife.

For some Colorado drivers, a yellow light means "Hit the gas!"

Red Light Runners

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According to CarInsuranceComparison.com, Colorado was listed in the top-10 states with the most dangerous drivers in 2020 for the first time.

For some reason, this is an all too common theme in our state... rushing through a yellow light to only miss it and end up running a red light. Make sure you have the right insurance to cover you for these "need for speed" drivers.

We keep you covered... whether it's a red light runner or another dangerous driver.


Series 3 of 12

AAA has researched that potholes have cost Americans more than $3 billion each year.

Getting the right coverage for your vehicle will ensure you're covered for unexpected potholes that get in your way on our roads.

We keep you covered... whether it's potholes or runaway tires.

Distracted Drivers

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The Colorado Department of Transportation has stated that state troopers have ticketed Colorado drivers for binge-watching TV shows behind the wheel.

Can you imagine?! Make sure you are protected against underinsured or uninsured motorists. We keep you covered... whether it's binge-watchers or other distracted drivers.


Series 1 of 12

According to the National Insurance Crime Bureau, from 2016-2018, Colorado recorded the second-most number of hail damage claims in the country.

Also, did you know? A hail stone that fell to the ground outside of Bethune, Colorado, on August 14, 2019, set a record for the largest in the state according to the National Weather Service. The stone measured over four inches in diameter and a twelve-inch circumference, which is bigger than a softball.

*Auto and Home insurance provided by CSAA Insurance Group, a AAA Insurer. Discounts vary based upon eligibility. Discounts not cumulative. Coverage varies based upon policy provisions.