Special Up to 20% AAA Discount. Receive a special 10% discount on every policy. Plus a 10% multi-pet discount on all additional pets.

When adventure calls, make sure your
pet has answers.

Spot knows that your pets are part of your family and makes their overall health and wellbeing a top priority. This can help you say 'yes' to the best care for your pet and save you thousands on covered vet bills!

Spot Pet Insurance plans offer extensive coverage so you can worry less about what's around the corner. With a special 10% AAA discount, it's easy to get the pet insurance you need. Spot plans help you protect your pet for covered conditions in case of accidents, illnesses, emergencies, behavioral issues, cancer, surgery, and more!

Even better, coverage is customizable to fit your budget starting with your annual limit, deductible, and reimbursement rate. Spot Pet Insurance plans don't have a network, so you can visit any licensed vet, clinic, or specialist in the US or Canada.

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Up to 90% Back on Eligible Vet Bills

Spot’s customizable plans allow you to choose your annual limit, deductible, and reimbursement rate. Customize the pet insurance policy that works for your pet and your budget, so you have help focusing on your pet, instead of costly vet bills.

  • 30-Day Money-Back Guarantee*
  • Build your own budget friendly plans
  • Optional Accident Only and Wellness Plans
  • Visit any licensed vet or specialist in the US or Canada/li>

VetAccess™ 24/7 Pet Tele-Health Helpline

As part of your plan, Spot provides immediate access to their 24/7 helpline for pet health, behavior, and wellness questions. Get your questions answered by licensed veterinarians!

  • Get answers and reduce unnecessary vet visits during uncertain times
  • Access to exclusive training content from world-renowned behaviorists

Spot makes it simple: visit any licensed vet (no networks), submit a claim in less than 3 minutes, get reimbursed via direct deposit or check. Protect your pet today!

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*10% AAA member discount on every pet, plus a 10% multi-pet discount on each additional pet (not available in HI or TN). 30-day money-back guarantee is not available if claims have been covered and not available in NY. Pre-Existing Condition Clause: A pre-existing condition is any injury or illness which occurs or shows symptoms before coverage starts or during a waiting period. However, an injury or illness that is curable, cured, and free of treatment and symptoms for 180 days will no longer be regarded as pre-existing, with the exception of knee and ligament conditions. If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones won’t be covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit spotpetins.com/sample-policy. Preventive Care reimbursements are based on a schedule. Products, schedules, discounts, and rates may vary and are subject to change. More information available at checkout. Insurance plans are underwritten by United States Fire Insurance Company. Insurance plans are marketed and produced by Spot Pet Insurance Services, LLC. (NPN # 19246385 ) © 2021 United States Fire Insurance Company. Copyright 2021, Spot Pet Insurance Services, LLC. All Rights Reserved. U03137-AA23.