Collision Coverage

Collision coverage covers physical damage caused by a collision, regardless of who was at fault. Ask your agent about the market value of your car before deciding how much you need; deductibles may apply.

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Personal Liability Coverage

Crashes generally cost more than the minimum limits, according to the Insurance Information Institute, so it’s a good idea to get more liability insurance than required. Talk to your insurance agent about how much Property Damage Coverage and Bodily Injury Liability Coverage you should purchase.

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Comprehensive Coverage

If your car is damaged by something other than a collision, such as hail, a fallen tree or vandalism, Comprehensive Coverage may cover the costs. Consider the market value of your car when deciding whether or not you need it.

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Uninsured & Underinsured Motorist Coverage

If you're hit by a driver who doesn't have enough insurance, or any insurance at all, Uninsured and Underinsured Motorist Coverage may compensate you or a covered family member.

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Medical Payments Coverage

Medical Payments Coverage may helps with medical bills for you or anyone who is in your car during an accident.

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